Benefits Dream One™is a complete solution for all your banking. One low monthly fee covers all administrative costs, plus: Unlimited cheque processing Unlimited Interac Direct Payment transactions Unlimited transactions at thousands of Credit Union ATMs across Canada (fee applies to all other ATMs – Canada, U.S. and International) Free certified cheques and up to five […]
Features Every unspent dollar is applied against your balance owing – effectively ‘accelerating’ your payments and reducing the interest you owe. (Interest is calculated daily and charged at month-end.) You’re free to withdraw as much money as you like, as often as you like (as long as your balance owing is no higher than 80 […]
Under the Dream One™ model, though, you’ll pay the same rate of interest on your entire balance owing – and, overall, it will be lower than what you’re paying now….it could even be lower than your current mortgage!
Day to Day Banking at its finest! The Dream One™ account brings all your accounts together, applying the money you have on deposit against your debt. Money on deposit is still yours to spend – but, until you do, it reduces the amount you owe. To find out just how much Dream One can help […]
Frequently Asked Questions Q: Is there a catch? A:You must, at minimum, pay the interest you accrue every month; and Your overall balance owing can be no higher than 80% of your home’s appraised value. Q: Are amounts in registered accounts applicable? A:No. RRSPs, RESPs, RRIFs and Tax-Free Savings Accounts (TFSAs) are excluded.
First, Let’s do something about that ‘balance owing’ If you’re a typical member, you’ll have a variety of accounts with us — some with positive balances (chequing and savings accounts, for example), and some with negative balances (any kind of loan, including mortgages, consumer or auto loans, lines of credit and so on). Each loan […]
Our Dream One account brings all your accounts together, applying the money you have on deposit against your debt. Money on deposit is still yours to spend — but, until you do, it reduces the amount you owe. You’ll pay interest on a smaller balance owing, and you’ll pay it at a lower overall rate. […]
An innovative way to manage your money! Dream One could save you tens of thousands of dollars in interest, without increasing your monthly payments – you could be debt-free years sooner!